It appears you have not yet registered with our community. To register please click here...


 Home Message Boards Videos Join for Free User Blogs Board Index
Search
 
Forgot your username or password?


Health Insurance Issues Message Board
Post New Thread   Closed Thread
Share
 
 
LinkBack Thread Tools Search this Thread Display Modes
Old 11-11-2002, 07:50 AM   #1
Inactive
 
Join Date: Apr 2002
Posts: 85
Hugs: 0
Hugged 0 Times in 0 Posts
Thanks: 0
Thanked 0 Times in 0 Posts
Christine-MA HB User
Post Anyone cover wisdom teeth removal?

I need to have my 4 wisdom teeth out. The bottom 2 are impacted, and top two are only in about halfway, and slightly crooked outward. My dentist told me I needed them out (they are not symptomatic) so I went to an oral surgeon. He did the intial exam..x rays, etc. The X rays obviously showed the bottom ones are crooked facing frontwards, and pushing against the 2nd molars. Well, he told me my dental ins doesn't cover it (metlife), so he was going to try my health ins (Tufts). well I just got a letter from tufts saying they denied his request because oral surgery is excluded from my benefits. This seems insane, shouldn't one of them at least cover PART of it? The worst part is I can't get braces until they are out, and I'm already 23, and feel like I'm never going to be able to have a perfect smile
Anyone have any ideas what I can do? I just got this denial letter, so I'm assuming the dentist is going to call me to tell me it was denied, and I'll see what they say. I can file an appeal if I'd like. The worst part is, my benefit enrollment for next yr ended this week, (although I still may be able to make changes) so I can change my dental to Cigna or my medical to United health care or Harvard Pilgrim if they would cover it, but how do I know?
Sorry it's so long, thanks for anyone who can help

 
Sponsors Lightbulb
   
Old 11-12-2002, 08:04 AM   #2
Inactive
 
Join Date: Oct 2002
Posts: 19
Hugs: 0
Hugged 0 Times in 0 Posts
Thanks: 0
Thanked 0 Times in 0 Posts
Matrix03 HB User
Post

crap! i'm 27 and i'm going through the same exact thing! hell, i even have to pay for my own fillings! i gotta get all four wisdom teeth pulled and after that, i gotta get braces! all out of my own pocket cuz no insurance is gonna pay for that....crap!

 
Old 11-13-2002, 08:45 AM   #3
Inactive
 
Join Date: Apr 2002
Posts: 85
Hugs: 0
Hugged 0 Times in 0 Posts
Thanks: 0
Thanked 0 Times in 0 Posts
Christine-MA HB User
Post

I have a $75 deductible on fillings. That's ridiculous, the only thing I go to the dentist for is 2 cleanings a year, and rarely a filling, I shouldn't have to PAY for it!

Worst part is, I can't afford to get my wisdom teeth out, which means I can't get braces until I CAN I swear I'll be 40 before I get the perfect smile

 
Old 12-11-2002, 12:31 PM   #4
Inactive
 
Join Date: Dec 2002
Posts: 993
Hugs: 0
Hugged 1 Time in 1 Post
Thanks: 0
Thanked 1 Time in 1 Post
Merrida HB User
Post

Well guys, I'm looking at $30,000.00 worth of dental reconstruction, and my dental insurance covers $1,500 per year per person, period. I'm trying to see if my health insurance will help pay because this is so extensive my entire health is affected. But I'm not getting much help here, so I sincerely doubt that if they won't cover me when I'm on a mostly liquid diet, in face pain, have swelling, ear problems, and infections,... I wouldn't hold out much hope for them helping with a few extractions.

There are so many injustices with the whole insurance system and how it works, and what it covers.

They will pay for us when we're sick and dying, they'll pay for years of prescription drugs, they'll pay for ongoing treatment and especially they'll pay tens of thousands of dollars for surgical interventions, especially if they hold promise of having to be repeated, but you know, there's nothing in it for people trying to stay healthy and responsible and strong,....you know, the PREVENTATIVE STUFF! The stuff that, IF we do it, will be more cost-effective for them, produce greater profits for them, provide less pay out on their part,... seems to make sense, doesn't it?

But it's in the best interest of the medical community to "treat" not to "cure." The reason for this is that through "treating," the very nature requires repeat care and ongoing costs. To provide a "cure" would mean they've lost control and have no guarantee for income.

As long as we're sick and in need of help, we'll keep coming back. But get us all fixed up or educate us to tend to ourselves, and they've lost the niche.

It bites, eh?

 
Closed Thread

Similar Threads
Thread Thread Starter Board Replies Last Post
Wisdom tooth extraction and TMJ jfh1979 TMJ Disorder -TemporoMandibular Joint 5 09-17-2011 10:38 AM
Dentures and wisdom teeth Hope4All Dental Health 18 05-06-2009 06:43 AM
my wisdom teeth removal story-really long- but detailed! :) melly123 Dental Health 0 09-03-2007 02:01 AM
Can Wisdom Tooth Cause This? laskalady Dental Health 4 02-07-2007 03:55 PM
If you think you need your wisdom teeth extracted, Read This First!!!! jay123 Dental Health 23 11-09-2005 04:12 PM
Wisdom Teeth Removal clubarfish Dental Health 8 12-08-2004 06:50 AM
Anyone ever had wisdom teeth cyst? Do these prices seem right?? phogirl Dental Health 1 04-02-2004 08:10 PM
Wisdom Teeth Removal question af1234 Dental Health 3 12-22-2003 10:39 PM




Bookmarks

Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off











Message Boards
  • Open to All Other Health Topics
  • It's Life - Off Topic Discussions
  • Natural Disaster Sympathies and Support
  • Health News
  • HealthBoards Testimonials
  • Suggestions for New Boards
  • Registration/Membership/Site Problems
  • Health Issues
  • General Health
  • Abuse Support
  • Acid Reflux / GERD
  • Acne
  • Share Your Acne Story
  • Acne Tips
  • Acute Respiratory Distress Syndrome (ARDS)
  • ADD / ADHD
  • Addiction & Recovery
  • Addison's Disease
  • Aging Issues
  • Allergies
  • Alternative Medicine
  • Alzheimer's Disease & Dementia
  • Amputation / Prosthetic
  • Amyotrophic Lateral Sclerosis (ALS)
  • Anemia
  • Aneurysm
  • Anger Management
  • Angina
  • Anxiety
  • Share Your Anxiety Story
  • Anxiety Tips
  • Arthritis
  • Asperger's Syndrome
  • Asthma
  • Autism Spectrum
  • Autoimmune Disorders
  • Back Problems
  • Beauty & Cosmetics
  • Bell's Palsy
  • Bipolar Disorder
  • Birth Control
  • Blood and Blood Vessel
  • Bone Disorders
  • Bowel Disorders
  • Brain & Head Injury
  • Brain & Nervous System Disorders
  • Brain Tumors
  • Breastfeeding
  • Burns & Injuries
  • Cancer
  • Cancer: Bladder
  • Cancer: Bone
  • Cancer: Brain
  • Cancer: Breast
  • Cancer: Cervical & Ovarian
  • Cancer: Colon
  • Cancer: Esophageal
  • Cancer: Kidney
  • Cancer: Lung
  • Cancer: Oral
  • Cancer: Pancreatic & Liver
  • Cancer: Prostate
  • Cancer: Rectal & Anal
  • Cancer: Skin
  • Cancer: Stomach
  • Cancer: Testicular
  • Cancer: Throat
  • Cancer: Thyroid
  • Cancer: Uterine
  • Candida
  • Caregivers
  • Carpal Tunnel Syndrome
  • Celiac Disease
  • Cerebral Palsy
  • Chemotherapy
  • Children - Special Needs
  • Children's Health
  • Chronic Fatigue
  • Codependency
  • Colds & Flu
  • Swine Flu (H1N1)
  • Cosmetic / Plastic Surgery
  • Costochondritis
  • Crohn's Disease / Ulcerative Colitis
  • Cystic Fibrosis
  • Death & Dying
  • Degenerative Diseases
  • Dental Health
  • Depression
  • Share Your Depression Story
  • Depression Tips
  • Diabetes
  • Hypoglycemia
  • Diet & Nutrition
  • Digestive Disorders
  • Disabilities
  • Divorce & Separation
  • Dizziness / Vertigo
  • Down Syndrome
  • Drug Interactions
  • Dyslexia
  • Dysphagia
  • Ear, Nose & Throat
  • Eating Disorder Recovery
  • Endocrine Disorders
  • Endometriosis
  • Environmental Disorders
  • Epilepsy
  • Epstein Barr Virus (EBV)
  • Exercise & Fitness
  • Eye & Vision
  • Family & Friends of Cancer Patients
  • Family & Friends of the Mentally Ill
  • Family Planning / Adoption
  • Fibromyalgia
  • Foot Problems
  • Gallbladder
  • Genetic Disorders
  • Grief & Loss
  • Hair Loss / Alopecia
  • Hair Problems
  • Headaches & Migraines
  • Health Insurance Issues
  • Healthcare Professionals
  • Healthy Lifestyle
  • Hearing Disorders
  • Heart Disorders
  • Hepatitis
  • Hernia
  • Herpes
  • High & Low Blood Pressure
  • High Cholesterol
  • HIV Prevention
  • HIV/AIDS Living With
  • Hormone Problems
  • Hospice
  • Human Papillomavirus (HPV)
  • Hypochondria
  • Hysterectomy
  • Immune Disorders
  • Incontinence
  • Infant Care (up to 18 months old)
  • Infectious Diseases
  • Infertility
  • Share Your Infertility Story
  • Inner Ear Disorders
  • Interstitial Cystitis (IC)
  • Irritable Bowel Syndrome (IBS)
  • Kidney Disorders
  • Knee & Hip Problems
  • Lasik Eye Surgery
  • Learning Disorders
  • Leukemia
  • Liver & Pancreas Disorders
  • Lung & Respiratory Disorders / COPD
  • Lupus
  • Lyme Disease
  • Share Your Lyme Disease Story
  • Lymphedema
  • Lymphomas
  • Men's Health
  • Menopause
  • Mental Health
  • Mesothelioma
  • Military Health Issues
  • Miscarriage & Still Birth
  • Mononucleosis
  • Multiple Sclerosis
  • Muscular Dystrophy
  • Myositis
  • Nail Problems
  • Neurofibromatosis
  • Neurology
  • Neuromuscular Diseases
  • Neuropathy
  • Nutritional Disorders
  • Obesity
  • Obsessive Compulsive Disorder (OCD)
  • Occupational Health & Safety
  • Orthopedic
  • Osteoporosis
  • Pain Management
  • Chronic Pain
  • Share Your Pain Management Story
  • Panic Disorders
  • Paralysis
  • Parenting Issues
  • Parkinson's Disease
  • Personality Disorder
  • Phobias
  • Pituitary Disease
  • Polio
  • Polycystic Ovary Syndrome (PCOS)
  • Post-Traumatic Stress Disorder (PTSD)
  • Postpartum Depression (PPD)
  • Pregnancy
  • Share Your Pregnancy Story
  • Pregnancy Tips
  • 2010 Mommies
  • 2011 Mommies
  • Pregnancy-Teen
  • Prostatitis
  • Psoriasis
  • Rape / Sexual Abuse
  • Rare Disorders
  • Raynaud's Syndrome
  • Reflex Sympathetic Dystrophy
  • Relationship Health
  • Restless Leg Syndrome
  • Rosacea
  • Sarcoidosis
  • Schizophrenia
  • Scoliosis
  • Self-injury Recovery
  • Senior Health
  • Sexual Dysfunction Treatment
  • Sexual Health - General
  • Sexual Health - Men
  • Sexual Health - Teens
  • Sexual Health - Women
  • Sexually Transmitted Diseases
  • Shingles
  • Shoulder / Rotator Cuff Problems
  • Shyness
  • Sickle Cell Anemia
  • Sinus Problems
  • Sjögren's Syndrome
  • Skin Problems
  • Sleep Disorders
  • Smoking Cessation
  • Speech & Language Disorders
  • Spinal Cord Disorders
  • Stress
  • Stroke
  • Sudden Infant Death Syndrome (SIDS)
  • Teen Health
  • Thyroid Disorders
  • TMJ Disorder -TemporoMandibular Joint
  • Tourette Syndrome
  • Transplants
  • Trigeminal Neuralgia
  • Trying to Conceive (TTC)
  • Urology
  • Vaccination & Immunization
  • Vitamins & Supplements
  • Weight Loss
  • Weight Loss / Surgical
  • West Nile Virus
  • Women's Health



  • TOP THANKED CONTRIBUTORS

    Health Insurance Issues

    SpineAZ (7), dexatech (2), Titchou (2), angelinaandbill (1), MomwithMS (1), jbagain97 (1)

    Site Wide Totals

    thanbey (581), janewhite1 (527), BlueSkies14 (511), SpineAZ (483), DGabriel10 (462), mscat40 (419), tetonteri66 (418), jennybyc (397), sammy64 (388), jgrangran (354)

    All times are GMT -7. The time now is 06:54 AM.



    Site owned and operated by HealthBoards.com™
    Copyright and Terms of Use © 1998-2012 HealthBoards.com™ All rights reserved.
    Do not copy or redistribute in any form!


    SEO by vBSEO ©2011, Crawlability, Inc.