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thanks for all your replys I have found out that NO one will insure me because of my previous injury and the problems I still have and the insurance keeps saying that "Oh, you can just pay for it yourself with what ever we settle with you with' an im like right you coudn't give me enough money to do that with they were amazed that i found out about the rise in health care and the cost is suppose to rise in my state of tenn.50-60 percent in the next 5 yrs. not including the precriptions cost going up 20-30 percent inthe next 3 yrs, they hate me knowing that. But, I appreciate your comments. thanks