We all know it is a real PITA to get approved for SSDI and it seems it will be even harder for future applicants. My question is to those like myself who have been approved already. Even though you have been approved, do you also worry about your future SSDI benefits and what implications a future termination might cause in your life. I mean what would you do if this happened to you, altho very unlikely IMO. Could you go back to work sick in any capacity if you could find someone willing to hire you? Could you depend on family? Do you have savings? These things are very painful to think about, but we all have thought about them.
Blueskies first I want to wish you a very very Merry Christmas and a very very Happy new year!!!!!!!!! Yes I have thought about that alot but came to the conclussion I have to let some worries go. It would be very difficult for us but we wold probly have to go on Govt. help no way would I burden my family I'm already 54 and I just would tuff it out somehow it is to painful to even think about it. Please everyone on this board have a Merry Christmas and a Happy New Year''''''''
We all know it is a real PITA to get approved for SSDI and it seems it will be even harder for future applicants. My question is to those like myself who have been approved already. Even though you have been approved, do you also worry about your future SSDI benefits and what implications a future termination might cause in your life. I mean what would you do if this happened to you, altho very unlikely IMO. Could you go back to work sick in any capacity if you could find someone willing to hire you? Could you depend on family? Do you have savings? These things are very painful to think about, but we all have thought about them.
I'm not worried hers why
My age I'm 56
My work history I have worked over 40 years in my life,the ssa even stated that on my approval, they said I had a very good and long work history
My disability will never get better peferial artery disease
My cdr is 7 yrs I will be 62
But if I had to go back to work I could because of my 30 years of experience in a modern warehouse environment . And the fact that I can operate any kind of material handling equipment.
Last edited by vann04; 12-21-2011 at 06:53 AM.
The following user gives a hug of support to vann04: jgrangran (12-21-2011)
I also got a 5-7 year review my condition will not improve at all in fact I really don't want to even think how life is goin to get in the years to come I'm just thank-you I can walk and do the things that I can right know and my husband poor guy I think he is worse than me mentaly and physcialiy he always said he was proud of the fact he would be with me when we got old and take care of me but really we will take care of each other I really feel for him the most. Anyway On that note Have A Merry Christmas and Happy New Years Everyone
Not a very pleasant thought, Blue - but I am sure all of us think about it once in a while. If my disability was terminated, I could not go back to work - I am physically unable. I truly do not think anyone would hire me. After all, young able-bodied people cannot find work right now, so I know no one would hire an old lady with my kind of physical disabilities.
I used up all my savings while I was waiting to be approved. If I sold my house, I could live off that money for a few years - but after that …
My cdr is in 7 years and I will be in my 60’s.
My elderly parents are more physically mobile than I am, but I would never burden them. My children have their own struggles. For example, my daughter and her husband thought they were through having children … and oops, surprise twins! Now they have a big family crowded into a tiny house. I would be huge burden to them.
If SSDI/SSI went bankrupt, I think many would die at first. There are a lot of people who depend on medications (transplant patients, diabetics, etc.), who will die without their meds. Then as people ran out of money, the homeless population would explode. Not pleasant thoughts.
Last edited by gayle428; 12-21-2011 at 08:27 AM.
The following user gives a hug of support to gayle428: jgrangran (12-21-2011)
Gayle4102, I feel the same way, I would never burden my family but my house is open to anyone that needs help, I would be the first one to offer help only a place to stay not money wise I have none to give LOL, but I do feel like you. You Have A Great Hoilday Man TWINS YEAKS but fun. I love children congrats.
Not a very pleasant thought, Blue - but I am sure all of us think about it once in a while. If my disability was terminated, I could not go back to work - I am physically unable. I truly do not think anyone would hire me. After all, young able-bodied people cannot find work right now, so I know no one would hire an old lady with my kind of physical disabilities.
I used up all my savings while I was waiting to be approved. If I sold my house, I could live off that money for a few years - but after that …
My cdr is in 7 years and I will be in my 60’s.
My elderly parents are more physically mobile than I am, but I would never burden them. My children have their own struggles. For example, my daughter and her husband thought they were through having children … and oops, surprise twins! Now they have a big family crowded into a tiny house. I would be huge burden to them.
If SSDI/SSI went bankrupt, I think many would die at first. There are lot of people who depend on medications (transplant patients, diabetics, etc.), who will die without their meds. Then as people ran out of money, the homeless population would explode. Not pleasant thoughts.
My sentiments exactly Gayle. I have thought many of the same things you wrote. I do not think this will ever happen but these things do enter into our minds sometimes.
I am not exactly sure what I would do either. The lost of medicare would be especially devastating to a lot of people. If I lost all disability income, I could live on what savings I have for a little while and then I'd have to try to get a hardship withdrawal from my 401K plan from my ex employer. I am only fifty years old so no way I could make it to 62 for early SS retirement if SSDI and offset LTD went completely away. I am still in no condition medically to work and doubt anyone would hire me either but guess I would try anyway.
My CDR is in 3 years. I will be 53 then. Unlike you and Vann with 7 year CDR's, something like this is probably more likely to happen to me before it happens to you guys but I hope not. Thanks for freely sharing your thoughts Gayle.
Thanks for the feedback. I like listening and reading the thoughts of others. Many times, people think the same things you are thinking.
Yes especially if they are around your own age. I know that people from generation x have different views than my generation the baby boomers. When I retired at age 54 after 30 yrs I filed for ssdi and just for the fun of it I put my resume on those job sights on the web I must of recived 19 phone calls within 3 weeks. I was susprised because if I got turned down for ssdi at least I could get a job. The job I retired from had no retirement program, only 401k witch took a dump when the stock marked did.
Last edited by vann04; 12-21-2011 at 10:01 AM.
The following user gives a hug of support to vann04: jgrangran (12-21-2011)
If I lost my SSDI that would be devastating. With the mental health conditions that I have would prevent me from working , or just be fired after a few weeks. I have a adult disabled son who depends on me , so we would be in terrible shape. My family is wealthy and if it got really bad I know my father would step in. He wold not let us live on the streets. BUt, I am very independant and do not like to ask for help, especially financial help. i'm 43 and have not had a CDR since I was awarded in 07. I know i have become more stable since then , but don't know if it is good enough for me to work a SGA. i'd hate to lose Medicare , becasue I take all kinds of meds, and go to Dr's a lot. We live in HUD housing , but are looking into moving out of this rural city. After moving things will be so much more expensive , I do not even know if I can afford it , but am looking into it. Things are already difficult enough, and to think of losing benefits would be absolutely horrible.
The following 2 users give hugs of support to: mscat40 jgrangran (12-21-2011), pme (12-21-2011)
Thanks Mscat. I suppose I could live with my brother if I had to, but I'd really rather not. At least, most of us have family if things ever do go to hell in a handbasket and we had no other choices. Some people don't even have any family so to speak.
Well I'm a infant in this thread I guess, being 38, but my problems are not physical but on the Mental disability side. I know I'm young enough that i could work physically if I lost my disability, but mentally I don't think I could. When I'm around other people in a high traffic area, i just lock up and cant concentrate. I have a long way to go to retirement age , like 25 years, and i don't what the status of SSDI will be in the futute landscape when i get close to 60's..hell there may not be Disability programs by then, kinda scary thoughts.
The following user gives a hug of support to PanicAttacker: jgrangran (12-22-2011)
I will get SSI, but I have thought about this question. I saw a show on tv recently. The short of the long of it was that it's not likely to happen. It made me feel better anyway lol. They gave very real and good answers to this subject. I do believe it will be harder for people to be approved maybe. If that's possible. It's so hard already. The things that will continue,are cuts. And that's so sad because people living on SSI OR SSDI already live below poverty! What we can all do is when there are cuts,make our voices heard. That its not ok!!
The following user gives a hug of support to MagicPotion: jgrangran (12-22-2011)
We all know it is a real PITA to get approved for SSDI and it seems it will be even harder for future applicants. My question is to those like myself who have been approved already. Even though you have been approved, do you also worry about your future SSDI benefits and what implications a future termination might cause in your life. I mean what would you do if this happened to you, altho very unlikely IMO. Could you go back to work sick in any capacity if you could find someone willing to hire you? Could you depend on family? Do you have savings? These things are very painful to think about, but we all have thought about them.
Oh Yeah this is my worst nightmare. Even though I am 54, have congestive heart failure, life expectency 60 years old, i still worry. I know I can not work anymore, i just had my first CDR, no response yet as to outcome. I called ODAR, they said no termination was schedueled(that made my skin crawl).
I fought 6 years, 3 appeals at ALJ level finally won in 2009.
I think I worry more about the instability of the funds in SS than anything. These stupid lawmakers would love to shove us all under the bus just so they can balance the books and look good.
Wow, sorry, do not mean to be a Debbie Downer . Thanks Blueskies, i agree I look forward to hearing other folk's thinking as well. I know it always on the back burner.
Happy Holiday's
The following user gives a hug of support to stepmum54: jgrangran (12-22-2011)
I will get SSI, but I have thought about this question. I saw a show on tv recently. The short of the long of it was that it's not likely to happen. It made me feel better anyway lol. They gave very real and good answers to this subject. I do believe it will be harder for people to be approved maybe. If that's possible. It's so hard already. The things that will continue,are cuts. And that's so sad because people living on SSI OR SSDI already live below poverty! What we can all do is when there are cuts,make our voices heard. That its not ok!!
Not all people on ssdi live below poverty like me my ssdi is above the average, I was blessed to of had a long working life before I recived ssdi.
@stepmum54, thanks. I share your sentiments also. I will say this. If those lawmakers ever did do anything radical to social security, they would really catch hell from the American people. There would be a revolt in this country the likes of no one has ever seen before. LOL
Last edited by BlueSkies14; 12-24-2011 at 09:32 AM.
Blueskies 
first I want to wish you a very very Merry Christmas and a very very Happy new year!!!!!!!!! Yes I have thought about that alot but came to the conclussion I have to let some worries go. It would be very difficult for us but we wold probly have to go on Govt. help no way would I burden my family I'm already 54 and I just would tuff it out somehow it is to painful to even think about it. Please everyone on this board have a Merry Christmas and a Happy New Year''''''''
