Re: Question on Insurance Continuity - Workers Comp. and/or Medical
Regardless of whether there is a pre-existing conditions clause the personal or new group insurance plan probably won't cover ANYTHING that was related to a work comp case prior. There is always a question on the intake form that says "was this a work-related injury" (there's also usually a "was this an auto-accident injury" question). When you sign the form it usually states that you are acknowledging that the things on the form are true. When the insurance company sees that this was a work comp injury, they are going to refuse payment and send you back to the work comp folks for treatment and payment. (Same situation if you are in an auto accident and try to claim it on your regular insurance instead of under your personal injury protection (PIP) on your auto insurance.)
This is why when you settle your work comp case some amount is set aside for your future medical care. In the meantime, you should continue to get treatment from the WC insurance provider, regardless of where in the country you live. These companies have large networks and I'm sure have partnerships with different networks that are outside of their primary area (similar to how the different BC/BS state plans work). Just because you've been injured on the job doesn't mean that you have to limit your life to staying at the same job and staying the same job.
Additionally, if you quit your current job (where you were injured) and start working at another job, and your doctor puts you on a "do not work status" you can still collect temporary total disability. This happened to me... I had back surgery a year after my injury. I was working for a different company at the time and got my checks for the 4 weeks I was out.
And if you don't have a lawyer, get one. Surely, the work comp folks have lawyers on their side... protect yourself. Your lawyer will be able to answer these kinds of questions for you and is familiar with the intracies of the myriad of complex laws regarding WC.