Re: can someone explain primary and secondary insurance?
The reason Im asking is I plan on leaving my husband in the next 2 months....when we are divorced, I will no longer have insurance, and due to my preexisting condition, I have to wait a year for this coverage to cover preexisting things. My meds are 3000$ a month, my specialists are seen monthly- I realize that during the first few months, when my husband is still covering me (probably up to the divorce, and Im aware that I can take COBRA option until my own coverage kicks in for the preexisting coverage) I wondered during the first few months, do I have to use my insurance as primary.
I cant talk to my HR person because I havent disclosed my illness. I dont trust her at all.
IS there another way to find out what is legal and what isnt?
RRMS- dx 05