I have familial hearing loss (that is inherited). I'm 45. My right ear is almost completely gone. My left ear is a bit under normal, with 2 ears I can get by with hearing probably 60% of everything. I can't hear low-talking people, or if there's a background noise. I remember my Dad was talking extremely loudly when he was around 50 years old, as if to provoke other people to talk louder, too.
I am not forced yet to get a hearing aid, I'm OK with not hearing 20% - 30%that I don't need to hear anyways. I learned to ask people to speak up, when needed. In a handful of cases when hearing what is said is extremely important, like in my kids' school meeting, I have that Bluetooth-like looking device that is actually a sound amplifier. It also doesn't have a battery, just charges from the wall. It cost just $20 or 40, versus costly hearing aids.
Take heart that hearing loss is not the worst thing that could happen to us. In some cases, a cochlear surgery or implant can be done. And hearing aids are Ok, too, and you always can cover them with long tresses