I'm not an expert, but your symptoms (except for the small breast issue) sound like Polycystic Ovarian Syndrome, or PCOS. You might try visiting the message board here for PCOS.
I have PCOS. I have acne, multiple cysts on my ovaries, insulin-resistance, irregular periods etc. Excess hair growth is a symptom as well, but I don't have that (yet!).
Just remember you are not alone. I think up to 10 percent of women are estimated to have this condition. come visit us in the PCOS forum and talk to your doctor about treatments for this condition. I'm sure you can find a treatment that won't increase your risk for blood clots/heart disease, but will help your problems. If you let a hormone imbalance continue there can be problems later in life like heart disease, diabetes etc. Good luck!