I managed to get in to the doctor on a cancelled appointment, and i was right: it was a skin tag. I realized the possibility that it could be a wart, but after some internet digging really didn't think it fit the description. Thanks for your willingness to point this unfortnate possibility out, though.
She easily removed it. But, I read a medical journal article that HPV is related to skin tag growth, in addition to warts. Has anyone else heard this?
Thanks!