It appears you have not yet Signed Up with our community. To Sign Up for free, please click here....



Lupus Message Board
Post New Thread   Closed Thread
LinkBack Thread Tools
Old 09-20-2003, 08:40 AM   #1
Newbie
 
Join Date: Sep 2003
Location: TX, USA
Posts: 1
zynjyn HB User
Question Lupus Health Insurance?

My mother has had Lupus for 1 year. She is unable to work and is we cannot afford her current health insurance policy. WHAT HEALTH PROVIDER COVERS LUPUS AS A PRE-EXISTING CONDITION?

 
Old 09-20-2003, 12:47 PM   #2
Inactive
 
Join Date: May 2002
Location: Ohio
Posts: 222
Denise F HB User
Post

There are no health insurances that will cover a pre-existing
condition. Most likely she will be turned down for insurance.
If there is any thing you can do to keep the policy she has, do it.
Maybe she could make it more affordable by raising the deductable. The only other thing is if her financial condition
is such that she she has very little she should look into medicade.
Or some other social program. You may have to do some calling around to see what help is available in your state. Social services
in the hospital may be able to give you some info. Unfortunately,
Lupus can be an expensive disease.


------------------

 
Sponsors Lightbulb
   
Old 09-21-2003, 07:12 PM   #3
Senior Member
 
Join Date: Apr 2003
Location: california
Posts: 199
Boundi HB User
Post

There is a govt. program that you can get through blue cross I beleive. I will see if I can get the name. And you will no be able to get regular insurance. This govt program is for high risk, pre existing people. Very expensive from what I understand.
__________________
Yvonne

 
Old 09-22-2003, 03:31 PM   #4
Inactive
 
Join Date: May 2002
Location: Ohio
Posts: 222
Denise F HB User
Post

Yes, I think it's the program that requires Blue cross to have open enrolement once or twice a year for anyone to apply for ins.
I just didn't mention it before because I knew it was costly and that is her problem already with the other ins.
If she wants to move I think there is a state out west that is experimenting with health coverage for all. I don't remember
what state but maybe you could find out by searching online.

------------------

 
Old 09-25-2003, 08:25 AM   #5
Inactive
 
Join Date: May 2002
Location: Ohio
Posts: 222
Denise F HB User
Post

She might look into disability. I've heard it can take a year or
longer to get on but it's a thought,

 
Old 09-28-2003, 12:35 PM   #6
Senior Veteran
 
Join Date: Jun 2003
Posts: 738
AngelaA HB User
Post

There are insurances that cover pre-existing conditions. I have had both United Healthcare and Aetna which both covered pre-existing conditions I have. Some states have laws preventing insurance companies from discriminating.

 
Old 09-29-2003, 08:20 AM   #7
Inactive
 
Join Date: May 2002
Location: Ohio
Posts: 222
Denise F HB User
Post

The ones I've come incontact with don't. But the real question is
if you can find insurance that will cover pre-existing will
it be affordable? Probably not.

------------------

 
Closed Thread

Similar Threads
Thread Thread Starter Board Replies Last Post
Could this be Lupus? ilsgirl Lupus 5 10-27-2009 08:04 AM
positive lupus lesion question and others? angelomercy Lupus 7 09-04-2009 05:55 PM
What was it that made you suspect Lupus & how did you get DX'ed? BriansMom444 Lupus 13 11-11-2008 07:16 PM
New Rash, Not Sure if it could be Lupus Related Baybreeze Lupus 8 11-06-2008 07:21 PM
Coping with Osteo & Lupus (SLE) roses4evver Arthritis 30 10-29-2006 11:57 PM




Thread Tools

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is Off
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off




Join Our Newsletter

Stay healthy through tips curated by our health experts.

Whoops,

There was a problem adding your email Try again

Thank You

Your email has been added








TOP THANKED CONTRIBUTORS



VeeJ (172), ladybud (43), AngelicBrat (16), luca689 (7), ksp (6), neveragain444 (6), luvinmusiq (5), brooklyngirl (4), Daisygrace (4), AgedFlowerChild (3)

Site Wide Totals

teteri66 (1180), MSJayhawk (1004), Apollo123 (904), Titchou (847), janewhite1 (823), Gabriel (759), ladybud (754), sammy64 (668), midwest1 (668), BlueSkies14 (610)



All times are GMT -7. The time now is 08:50 AM.



Site owned and operated by HealthBoards.comô
Terms of Use © 1998-2014 HealthBoards.comô All rights reserved.
Do not copy or redistribute in any form!