MS can be over whelming I learned to take one day at a time, and figure out what you have to do,
what you want to do,
what you like to do
the have to do is your bills so just concentrate on that, I pay just about all of our bills on line thru our bank. I was having a relapse that made writing difficult and that is when I started on line bill pay. Make a folder for all your bills put envelopes and stamps on one side [one of those folders with pockets] and your bills on the other, keeps everything together, mark a calander when things have to be paid and work from that.
then the want to do can you really do what you want to do? does it need to be done? you don't have to be the perfect person and with MS you cannot do all that you want to do, so learn to say no, that is a hard one that does come easier.
Now the like to do, you have to fit that in too, just a little bit each day
all of this is done with baby steps, once you get one thing under control say the bills, then you will feel less overwhelmed and able to handle things a little bit better
You are not a loser, and you cannot do everything that you used to do
chill out, give yourself a break things will get easier I promise