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Old 11-02-2010, 08:57 PM   #1
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Drug therapy and medicare

Hi everyone,

Next year I will be on Medicare and I'm trying to figure this all out. Are any of the injectibles covered my Medicare part B? Right now I am on my employers pre-medicare and I only pay $65 per month after paying 1700 deductible. The reason I'm asking I can get the basic medicare/gap plan and that has a total coins limit of $3000 then they pay 100%. I'm looking into getting the shots at my dr's office if I can (after doing them myself for 4 yrs).

For the medicare part D it's $310 ded w/$2830 initial coverage limit then you move into the $4550 gap (expensive because of how much Avonex is) then you pay 5%. Ugh so confusing. Why do these drugs have to be so expensive? This is the only expensive drug I take all the others are generics.

 
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Old 11-02-2010, 09:25 PM   #2
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Re: Drug therapy and medicare

Though i do not do meds, I did spend time speaking with medicare for my mom and getting her med gap plan for meds chosen. You need to get a Medicare booklet and find out what plans are in your area. Next, layout a table with a calculator to determine what plan or level will fit your needs. There are many Part D options depending on your area. The nice thing is that the medicare representative really helped me figure things out.

A bit of patience and a good calculator are needed. If you are using DMDs, you will know your annual med costs and this helps you choose.
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Old 11-08-2010, 07:44 AM   #3
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Re: Drug therapy and medicare

The medicare web site (.gov) helps immensely! It takes you through a step-by-step to figure out who covers your meds, what the costs to you will be, etc.

Last edited by Lisa_P; 11-08-2010 at 07:45 AM. Reason: spelling

 
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