Jamie, I can relate to you.
I am 20, and have never driven a car and doubt I ever will. I pulled a car out of a garage once and was so rittled with fear, that I couldn't pay attention to what I was doing. And, of course, that wasn't even on an open road.
I see people zipping through traffic, going twice the speed limit, on congested city streets, and wonder "how the hell do they do that?"
For me, it's not that I am afraid for my own safety. I am scared of killing or hurting somebody, or -- at the very least -- damaging someone's property. With my poor attention span, which is about as bad as a drunk driver who is above the legal limit, the chances are very good that I would get in an accident, everytime I get behind the wheel.
Not having the ability to drive or get around is killing me because I live in the boonies, but it's something I have to live with.