Thanks for your reply LadyBug. FYI, we have been going steady for 6 years and are both adults well into our late 20s. I admit we lack sex education due to the conditions of our originating country.
Sex education was a taboo where we originally came from. So we do have lots to learn. I have read that some women are born without hymen, or they may have accidentally lost their virginity due to extreme physical activities. My girlfriend had a similar accident involving a montainbike before, so she isn't sure if her hymen is still intact or not.
Furthermore, I don't see much difference between accidentally spilling semen on her vulva and bathing water washing the semen down to her genital area. Wouldn't both scenarios allow a small chance of sperms going inside her vagina?
I agree with you that there is no need to rush sex, but she has become more impatient with me as she approaches her 30's and wishes to loose her virginity soon. Do you have any advise that I can use to calm her down?