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Old 11-04-2001, 09:22 PM   #1
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Location: Darlington SC USA
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SCgal HB User
Post Credit Card Question!!

Hey,
I have a friend that went through a Divorce a little over a year ago and has since found out that there was debt in his name that he didnt know about. THe ex wife got a credit card in her name (while the were married) but also put him on the the account making it a joint account, with out his knowledge. She forged his name to the application because she knew he wouldnt sign it. Does he have to pay this or is the something he can do? He did have to pay half the Balance that was on the card,when they were going through the Divorce but to his Knowledge it was only in her name. After the Separation Agreement was signed and/or after the divorce was final she charged and unbelieveable amount on this card. He did not find out his name was even on this card until they started calling looking for her because she was not paying the bills. He has asked her what she is going to do about it but she say she is not going to pay it. He had perfect Credit until this happened. What kind of advice does anyone have on this. He has spoken to an attorney but honestly she hasnt done anything to help him out.Its kinda like shes lost and doesnt know what to do. Has anyone here been in this kind of Situation???

 
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Old 11-04-2001, 11:11 PM   #2
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whitewolf95 HB User
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He needs to talk to the card company. Have him explain to them that he is divorced from her and that he didnt know about the card. Also he does have rights about them calling him. If they have called his work they can only do that once. Then if they call again he simply has to tell them he prefers them not to call at his work. And they have to stop calling at his work. If not is is harassment and he can sue.
But again he needs to talk to them and let them know he had no idea about the card and that his ex-wife forged his name on it.

 
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Old 11-07-2001, 10:35 PM   #3
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Cutebeagle2 HB User
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He doesn't need to hire a lawyer but he has done so anyway, he should just file a claim to have his case settled in small claims court then the judges decision will be final.There is usually a small fee to proceed and have your claim heard by a judge.

 
Old 11-08-2001, 07:18 AM   #4
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I think a lawyer is necessary. To forge a signature is a crime and the police need to be involved as well. Getting this all straightened out as quickly as possible (which will not be quick at all) and done right requires professional assistance. I think the potential pitfalls are too great to go this one alone.

 
Old 11-09-2001, 06:15 AM   #5
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Jersey Girl HB User
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Have him contact an attorney, but not his divorce attorney. He may want to consider how much is on the card; is it worth fighting it? He can dispute it with the credit card company but this may get him nowhere. He may also want to re-read his divorce settlement; there may be something in there that prevents him from fighting this.

 
Old 11-10-2001, 01:03 PM   #6
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He needs to contact a credit reporting agency such as Experian, tell them what happened, they may be able to help.You can get a free report one time, and you can also dispute info. that shows on the report.

 
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