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Board: Health Insurance SSDI Issues 04-18-2012, 01:58 PM
Replies: 25
Views: 3,106
Posted By BlueSkies14
Re: Proving disability?

I know several people in other forums who got approved for depression alone. It must be severe however and your medical records must reflect that. You said you see your mental health doc once a month...
Board: Health Insurance SSDI Issues 04-18-2012, 01:50 PM
Replies: 25
Views: 3,106
Posted By BlueSkies14
Re: Proving disability?

Just my personal opinion, I think it will be hard using the bad knee as the basis for SSDI after reading what you wrote. I think the mental health DX will have a much better chance at approval. The...
Board: Health Insurance SSDI Issues 04-18-2012, 01:37 PM
Replies: 25
Views: 3,106
Posted By BlueSkies14
Re: Proving disability?

How old are you if you don't mind me asking and is your primary complaint for being disabled mental or physical in your opinion? Welcome to healthboards btw.
Board: Disabilities 04-18-2012, 10:09 AM
Replies: 15
Views: 6,391
Posted By BlueSkies14
Re: Funniest or Strangest Job They Said You Can Do

Cool thread! Napkin Folder! LMAO...does anyone know how much a napkin folder makes...surely under SGA? :D
Board: Disabilities 04-18-2012, 08:42 AM
Replies: 4
Views: 2,006
Posted By BlueSkies14
Re: Going back to work?

You are legally blind. You can still receive full SSDI benefits and work as long as you remain under the limit which is currently $1690.

If you are older than age 55 and legally blind, any month...
Board: Health Insurance SSDI Issues 04-18-2012, 08:22 AM
Replies: 8
Views: 1,615
Posted By BlueSkies14
Re: My husband had his hearing today

Curious NELady? What were some of the jobs they said you could do? I have seen people list specific jobs that sound a little absurd. I recall Gayle saying at her ALJ hearing, they asked her did she...
Board: Health Insurance SSDI Issues 04-18-2012, 07:17 AM
Replies: 8
Views: 1,333
Posted By BlueSkies14
Re: Feeling Frusterated

OIC, and thus the reason for the rep. payee. Makes sense if you told the judge this during your ALJ hearing. I am still having a tough time figuring out why they pay monthly benefits directly to you...
Board: Pain Management 04-18-2012, 06:01 AM
Replies: 23
Views: 1,917
Posted By BlueSkies14
Re: Curious everyone, how often do you see your doctor?

I wish pain meds would work for psychiatric illnesses but they unfortunately don't BeachBiddy. I have tried them. I have been on a myriad of psychiatric meds over the years. The only ones that have...
Board: Health Insurance SSDI Issues 04-18-2012, 05:14 AM
Replies: 4
Views: 1,525
Posted By BlueSkies14
Re: So Upset, What do I do now?

NELady is right I am afraid. It may be difficult trying to find someone else this late in the game to take your case. Lawyers and Disability advocates will usually only take cases where they think...
Board: Health Insurance SSDI Issues 04-17-2012, 04:34 PM
Replies: 8
Views: 1,615
Posted By BlueSkies14
Re: My husband had his hearing today

Wow!
@ Jamie and Gayle, I wonder why even have VE's and ME's there if the judge doesn't have to take what (s)he says into consideration (LOL). It seems to me like despite being present @ your...
Board: Disabilities 04-17-2012, 04:04 PM
Replies: 42
Views: 14,950
Posted By BlueSkies14
Board: Health Insurance SSDI Issues 04-17-2012, 04:01 PM
Replies: 13
Views: 1,946
Posted By BlueSkies14
Re: Fast response ! Yeah

Congrats. mx338! That was super fast (a little over 2 months). Huge congrats to you. You said you were on LTD. Why are you not still on LTD? I am on LTD. It will pay me until age 65 unless I get...
Board: Health Insurance SSDI Issues 04-17-2012, 03:52 PM
Replies: 9
Views: 1,200
Posted By BlueSkies14
Re: Disability Amount

$1600 isn't too bad Pixie, altho we could all use a little more I suppose. :) Have a terrific day.

Remember that the max. SSR as of 2012 is $2,513. It did go up some from 2011 IIRC. 1/2 max. PIA =...
Board: Health Insurance SSDI Issues 04-17-2012, 03:24 PM
Replies: 7
Views: 1,584
Posted By BlueSkies14
Re: Back Pay Amounts...

I agree with Ferd. Backpay will probably be received soon.
PRC = payment request code for permanent account setup and login
I think you will need to know the monthly amount before you can use the...
Board: Health Insurance SSDI Issues 04-17-2012, 03:11 PM
Replies: 8
Views: 1,333
Posted By BlueSkies14
Re: Feeling Frusterated

This just sounds like a mistake by somebody @ the SSA BeachBiddy. I think you will eventually get things straightened out. :)

It could take a little while before you get the backpay, but that...
Board: Health Insurance SSDI Issues 04-17-2012, 07:20 AM
Replies: 8
Views: 1,333
Posted By BlueSkies14
Re: Feeling Frusterated

Maybe PME will chime in here. I think they said initially she had to have a rep payee and then said she did not. I don't remember the exact details of her situation. I would have to go back and read...
Board: Pain Management 04-17-2012, 07:11 AM
Replies: 23
Views: 1,917
Posted By BlueSkies14
Re: Curious everyone, how often do you see your doctor?

This is probably the #1 reason I went out on disability when I did. Age was a factor but my meds simply don't work like they should due to tolerance over the years. I am still taking them just to...
Board: Health Insurance SSDI Issues 04-17-2012, 07:04 AM
Replies: 9
Views: 1,200
Posted By BlueSkies14
Re: Disability Amount

BeachBiddy is correct I think. SSDI simply converts to SS retirement once you reach SSNRA and you get this amount until you die. There could be some COLA's along the way but I would not hold my...
Board: Disabilities 04-16-2012, 11:06 PM
Replies: 42
Views: 14,950
Posted By BlueSkies14
Re: Without a job, how do you spend your days?

Currently:
80% internet (mostly talk radio)
15% cable TV
5% reading

*Sad, I know. I am slowly trying to do more things.
Board: Health Insurance SSDI Issues 04-16-2012, 12:24 PM
Replies: 7
Views: 1,371
Posted By BlueSkies14
Re: Amount of disability

I hear ya Vann. I get pretty bored too. I mostly miss all the friends I had at work. The job was a lotta fun too I will admit. I am usually up early but because of insomnia. I've always suffered...
Board: Disabilities 04-16-2012, 11:45 AM
Replies: 11
Views: 4,513
Posted By BlueSkies14
Re: Curious everyone, how often do you see your doctor?

Yeah I know NELady, I feel the same way.
Board: Health Insurance SSDI Issues 04-16-2012, 11:22 AM
Replies: 7
Views: 1,371
Posted By BlueSkies14
Re: Amount of disability

That is great Vann. My SSDI is not as much as yours. It is slightly over $2K but before medicare is taken out.
Board: Health Insurance SSDI Issues 04-16-2012, 10:14 AM
Replies: 7
Views: 1,371
Posted By BlueSkies14
Re: Amount of disability

Many ppl think taking early SS retirement is a mistake from a purely financial standpoint but it is not really. The biggest advantage to working past age 62 is more income from working itself, not...
Board: Health Insurance SSDI Issues 04-16-2012, 09:43 AM
Replies: 7
Views: 1,371
Posted By BlueSkies14
Re: Amount of disability

I recall you were getting early SS retirement (age 62) until your SSDI was approved. Your SSDI should be more than your early retirement but less than your regular SS retirement @ SSNRA. The closer...
Board: Disabilities 04-16-2012, 03:27 AM
Replies: 11
Views: 4,513
Posted By BlueSkies14
Re: Curious everyone, how often do you see your doctor?

Wow Ferd, that is a lot. Plus, you are on quite a bit of drugs IIRC. Are your medical problems being managed ok? I know the drugs themselves can sometimes come with their own set of problems.

I...
Board: Disabilities 04-16-2012, 03:07 AM
Replies: 11
Views: 4,513
Posted By BlueSkies14
Curious everyone, how often do you see your doctor?

Me>>>
Mental Health Doc = monthly
PCP = every 3 months
Board: Health Insurance SSDI Issues 04-16-2012, 02:19 AM
Replies: 6
Views: 1,299
Posted By BlueSkies14
Board: Disabilities 04-15-2012, 03:40 PM
Replies: 66
Views: 16,510
Posted By BlueSkies14
Re: What do you say when people ask "What do you do?"

I have been on disability over 3 years now and I have yet to be asked a question like that.. :)
Board: Health Insurance SSDI Issues 04-15-2012, 03:31 PM
Replies: 6
Views: 1,299
Posted By BlueSkies14
Re: New claim...

I also hope you dont have to have a hearing this time and are approved @ reconsideration, 9 lv spinal fus. I am with NELady, medically, you are doing everything possible I think. Just keep going to...
Board: Disabilities 04-15-2012, 10:15 AM
Replies: 20
Views: 3,688
Posted By BlueSkies14
Re: Well, what are the results to trample out isolation?

I have never owed a Harley. I did have one motorcycle and one ATV before I became disabled. I have since sold both. I was just curious so I googled the most expensive motorcycle in the world. The...
Board: Health Insurance SSDI Issues 04-15-2012, 09:15 AM
Replies: 46
Views: 5,218
Posted By BlueSkies14
Re: Bad Doctor Report

Footny, if you do not settle, how many more years are they obligated to pay you provided there are no early terminations. In my case, I am looking at 15 more years.

I know it is hard, always...
Board: Health Insurance SSDI Issues 04-14-2012, 11:18 PM
Replies: 6
Views: 2,008
Posted By BlueSkies14
Re: Disability and useless left hand

Sorry about the acronyms Chitown2012. I will attempt to clarify with some simple examples.

EOD = Established Onset of Disability
* Let's say you file a SSDI claim today. (4/15/2012)
You...
Board: Disabilities 04-14-2012, 09:35 PM
Replies: 20
Views: 3,688
Posted By BlueSkies14
Re: Well, what are the results to trample out isolation?

No, I did not know that about the white color Vann. I think Harleys are the most cool looking bikes. What about buying a Harley and then converting it into a trike Vann? LOL, a Harley with training...
Board: Disabilities 04-14-2012, 08:59 PM
Replies: 66
Views: 16,510
Posted By BlueSkies14
Re: What do you say when people ask "What do you do?"

Wow, this is so awful footny. Jacki gave you some excellent advice. I am pretty isolated so no one really knows I am on SSDI but my mother. I had a psychiatrist make me feel like I was a complete...
Board: Disabilities 04-14-2012, 08:42 PM
Replies: 20
Views: 3,688
Posted By BlueSkies14
Re: Well, what are the results to trample out isolation?

Do you like choppers? They look cool as hell but also very uncomfortable to ride and handle.
Board: Health Insurance SSDI Issues 04-14-2012, 08:37 PM
Replies: 21
Views: 2,537
Posted By BlueSkies14
Re: Kinda Strange????

Same here Jacki...not a buyout for me but I had income from STD. This did not impact my EOD because it was not considered earned income from doing productive work.
Board: Health Insurance SSDI Issues 04-14-2012, 08:32 PM
Replies: 6
Views: 2,008
Posted By BlueSkies14
Re: Disability and useless left hand

I agree with what Jacki said Chitown2012. I also understand the need many people have to try and work in pain despite the disability because of financial hardship. The great thing about getting...
Board: Health Insurance SSDI Issues 04-14-2012, 08:06 PM
Replies: 46
Views: 5,218
Posted By BlueSkies14
Re: Bad Doctor Report

I agree footny. To live in fear like this is really awful. I actually wish they would ammend ERISA a little more to protect disability claimants. That would at least give us, the claimants, a little...
Board: Health Insurance SSDI Issues 04-14-2012, 07:44 PM
Replies: 46
Views: 5,218
Posted By BlueSkies14
Re: Bad Doctor Report

They do surveillance on some claimants but this is uncommon for the majority because it is so expensive. The insurance company is not going to do this unless they have good cause to believe it will...
Board: Health Insurance SSDI Issues 04-14-2012, 07:35 PM
Replies: 46
Views: 5,218
Posted By BlueSkies14
Re: Bad Doctor Report

Wow footny, this is what all LTD claimants fear, including me. I am so sorry this happened to you. This is so bad IMO. Even after the SSDI offset, were they still having to pay you a substantial...
Board: Health Insurance SSDI Issues 04-14-2012, 07:30 PM
Replies: 21
Views: 2,537
Posted By BlueSkies14
Re: Kinda Strange????

So why can't you just withdraw the SSI claim eval. from the outset if you know you don't qualify? I wonder if Allsup did this for me and just did not mention it?
Board: Health Insurance SSDI Issues 04-14-2012, 07:21 PM
Replies: 46
Views: 5,218
Posted By BlueSkies14
Re: Bad Doctor Report

I am 50 years old. My policy pays until age 65 unless they try to terminate early so that is 15 more years of payments unless I die before then. How long were you on before they cut you off the 1st...
Board: Health Insurance SSDI Issues 04-14-2012, 07:15 PM
Replies: 46
Views: 5,218
Posted By BlueSkies14
Re: Bad Doctor Report

Insurance companies will always try to lowball you when it comes to settlements. I can understand why people want to settle though just to stop all the aggravation and incessant, unreasonable medical...
Board: Health Insurance SSDI Issues 04-14-2012, 06:01 PM
Replies: 46
Views: 5,218
Posted By BlueSkies14
Re: Bad Doctor Report

Curious footny? Why the settlement? Are they (LTD carrier) really aggravating you, your lawyer, and your treating doctors? If you don't take a settlement, how long must the carrier keep paying you?...
Board: Health Insurance SSDI Issues 04-14-2012, 12:57 PM
Replies: 21
Views: 2,537
Posted By BlueSkies14
Re: Kinda Strange????

Thanks Ferd! Hope your weekend is going good for you!:)
Board: Health Insurance SSDI Issues 04-14-2012, 12:52 PM
Replies: 5
Views: 1,669
Posted By BlueSkies14
Re: Employee Advocacy Group

I know egag102. I fully agree. I hated doing all this stuff too when it became apparent I was no longer going to be able to continue working. I felt defeated and humiliated also in the very...
Board: Health Insurance SSDI Issues 04-14-2012, 11:36 AM
Replies: 5
Views: 1,669
Posted By BlueSkies14
Re: Employee Advocacy Group

OIC, ok, LOL...cool! I have never heard of them but if your LTD company referred you to them, they should be ok. Once they get you approved for SSDI, a portion of the overpayment you return to the...
Board: Health Insurance SSDI Issues 04-14-2012, 11:11 AM
Replies: 21
Views: 2,537
Posted By BlueSkies14
Re: Kinda Strange????

Maybe, you can't waive this, IDK! I was just TOL! LOL, Allsup never told me I was ever being evaluated for SSI during my claim handling before I was approved.
Board: Health Insurance SSDI Issues 04-14-2012, 11:06 AM
Replies: 21
Views: 2,537
Posted By BlueSkies14
Re: Kinda Strange????

Like SpineAZ said I think, you need to just waive the SSI determination when you apply for SSDI, esp if you know you do not qualify. It will just bog things down even more after the SSDI approval...
Board: Disabilities 04-14-2012, 11:00 AM
Replies: 20
Views: 3,688
Posted By BlueSkies14
Re: Well, what are the results to trample out isolation?

Great post Jacki. My mental health doc tells me the same thing you said in this post. I have gotta slowly just inch my way back into the real world where real people live. My cyber virtual world...
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