odds are at the age of 26 you have at some point already broken/torn your hymen so I wouldn't necessarily 'expect' to bleed when you do in fact have sex....
For me my first time I didn't have any problem, no pain or anything not much pleasure either cause we were so inexperienced but definately no pain so it's all good....
But that varies from woman to woman....
I suggest if your that tense about it don't do it til your completely ready.....that way there's no like 'expectations' that you HAVE to do it etc....I think in most cases when your completely ready your not tense about it
Good luck