From what you have described, you're a normal guy! You just have shorter foreskin than a lot of guys. Some have quite a bit of skin that covers the head, and hangs from the end, and some seem to just have enough to cover it. As for the dragging/dryness. I don't have that problem, but I don't like dryness, so I keep it/penis head and foreskin lubricated with baby oil after my shower, and it stays moist all day. In my case, it also helps with the smegma accumulation and smell.
You might try that to see if it helps with the dry, tight feeling.