You know what Jamie, The other guys/girls are right but they are talking in doctor language. If and when you decide to have sexual relations. first make sure both of you are in the same page, and understand that its your and her first time. Also remember that no one know the female body better than them. It might sound weird, but ask them to help you out. !!!! Meake sure that she is wet, otherwise it will hurt.(for both of you)!!!!! Regarding finguering, it depends on the girl, some dont like that, other do. Ask her first, you'll be surprise. Some girl like to be ask. If she say no to finguering dont worry, theres a lot of way to make a get a girl hot. (Right ladies). Use your immagination.