| Re: too young
If you have insurance then most places should be free for you anyway. I know Planned Parenthood is free for a Pap Smear and checkup. If you don't have insurance and don't make much money (I think the cutoff at Planned Parenthood here was, like, $9,000 a year for full coverage) there are programs available that can cover most if not all of the expenses. However, if you do have insurance you have to tell them you have insurance. I'm pretty sure it's against the law not to.
As for STI testing...I'm not sure on that one. Sorry.
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