So my boyfriend and I were messing around and I was masturbating him, but then without thinking touched my clitoris right afterwards. I'd had some precome on my fingers but it had dried. Now I'm worried that I might have exposed myself to an STD. He's not promiscuous but there was one time in the past where he let a girl perform oral sex on him unprotected, and he did the same to her (stupid of him, he knows and is regretting it now since I won't engage in oral sex with him and he thinks that getting tested is only for diseased people).
I feel like such an idiot. Here I am trying to be safe and I might have just screwed things up. He's never had any symptoms and it was 5 months ago that he hooked up with that girl, but I know that sometimes there aren't any symptoms and men are more likely to be just carriers than women.
Does anyone know if an STD test will show up on my parents' insurance if I get tested? How much do they cost, anyway? I want to make sure and be safe but I don't want them to know that I'm engaging in *any* sexual behavior, since mom especially is super-conservative.