Re: STI/STD Scare! (genital warts?)
I don't think you should be worried (over 70% of US males are now infected with the hpv virus), but I do think you should get it checked out.
If it's an hpv-related wart, the doctor can burn or freeze it off, and also remove any future warts which might appear, until your own immune system manages to suppress the virus that's causing them (this usually happens within eighteen months).
On the other hand, it could just be an ingrown hair or something, but I still think you should get it checked out.