That doesn't sound like genital warts.
If it's even anything, it sounds more like herpes then anything else.
One thing to consider, though, is that there are lots of infections women can get down there. The bumps you have down there could be as simple as a few pimples, which you can get down there, to ingrown hairs or irritation from a soap/razor/type of underwear/etc..
Then again it could be something else.
I would say your best bet is to get it checked out if it persists.
Btw, I just wanted to say it's good you have an open honest relationship with your mother.
And also, don't believe everything you hear at school. That guy may just have a bad rep, some of which may or may not be true.
Hope this helps, and I'm sure everything's fine 'down there'. Take care
x Ashlee x
[This message has been edited by AshleeD (edited 09-02-2002).]