Hi Red: I've been on SSD almost four years now and I can tell you a few things that might help you. First of all, I got my initial appointment set up with the local SS office by calling their 800 number. I talked with a lawyer friend of mine and he gave me the names of a couple local attorneys that handle disability cases. I called one and was told to go ahead and file on my own and if I was denied, then call them and set up an appointment. They said there was nothing they could do that I couldn't do myself on the first try.
I applied on my own and they sent a couple forms to fill out and asked for the names and addresses (and phone numbers) of my doctors and that was pretty much it. A little over five months after my initial interview, I got a call from the guy who interviewed me telling me I had been approved. I got my first check deposited into my checking account six months after first applying. I never used the attorney and I have been getting monthly checks since I got the first one almost four years ago. They did say I would probably have an interview in 5-7 years.
Presently, I'm in my early 60's, so I have no intention of returning to work. There aren't too many businesses that would hire a 62 year old man that has been disabled for five or six years anyway. Although I wouldn't want to, I could always opt to take Social Security at 62, even though it would cut my monthly SS income.
My disabilty is Irritable Bowel Syndrome, lung surgery for the removal of a benign tumor, and emphysema, which is not too bad.