[quote]Originally posted by linnybee428:
[b]what are the symptoms? my doctor says i might have it on my legs and around my crotch area (yuck!)[/b][/quote]
I would tend to disagree with sakara33. Seborrhoeic eczema usually affects the head/scalp, not the lower regions.
It sounds to me like you have mild atopic eczema, although your doctor really should be able to diagnose this properly for you. If your family doctor is only saying vaguely "hey, it might be eczema, it might not" then you really need to speak to a medical professional who will be able to tell you what's what. Ask for a referral to a good dermatologist.
Speaking generally, eczema tends to manifest itself on warm parts of your body - hands, feet, behind your elbows or knees, head, armpits, behind folds of skin... There's no great logic at to where it shows up. The main symptom of eczema is dry scaly skin that tends to flake off. Depending on how serious the eczema is, the skin can crack and little pustules can appear. This is usually a sign of infection - when the skin is broken, it's easy to get infected. To avoid broken skin that leads to infection, you need to moisturise.
Whether you have eczema or not, you probably have dry skin in the areas you've described. A little moisturiser would do you good - a doctor would probably prescribe your hydrocortisone or E45 to start off with. You can get something like this in your chemist without a prescription, I would imagine.
Anyway, make sure your problem is properly diagnosed, and good luck treating it!