Heather,
I was in a wreck, broadsided by someone going 70mph. It took over two years but I won my lawsuit. I didn't get a whole lot but at the time no one knew things were so bad. One doctor had told the insurance company to wait to settle till after surgery. The insurance company wouldn't agree to that. I was going through a divorce at the time and I just wanted everything over with so I settled for $25,000 without really fighting it. That was a big mistake on my part because I have had nothing but problems every since, with both TMJD and herniated discs in my back that seem to keep blowing out on me. I remarried after my second surgery and my husbands insurance only covered a $3000 lifetime max for TMJ. I have had to pay for surgery, etc. out of pocket. If you do end up in a court battle, fight for open medical. If the other guy was at fault, you should have no problem. I am not suggesting surgery by any means, I am just telling you to cover yourself just in case it should come to that. This is an expensive ailment to be blessed with, uggh.
Take care,
Elaine |