| Re: What insurance plans cover tmj?
This is not an easy question to answer. My two cents on it are first to see if your state has a TMJ coverage mandate. Each state is different.
Once you do this, then I would ask questions in writing to an insurance company. See what they cover, and to what extent. You might get a response, not sure.
I had an HMO plan at the time of seeking TMJ coverage. They gave me the biggest runaround of my life. Not a fun ride. I did get approval, out of network, for a surgeon of my choosing, but only after going through a big ordeal. Then I learned more about TMJ and decided to postpone surgery.
This is my opinion of TMJ medicine and insurance: you will likely spend some time going from doctor to doctor looking for someone who is helpful. Then if and when you find them, there will likely still be a mystery to the whole thing, and you will wonder if you are getting the care you seek. That's largely why all of us here are working together to be informed.
Even if this isn't the case in your situation, be prepared for it with insurance.
Not sure if this is answering your question, but I tried. I only have my experience to go from.
There are past postings on insurance. Use the search function of the site to study up.
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