It appears you have not yet Signed Up with our community. To Sign Up for free, please click here....

Disabilities Message Board

Survivors Benefits.

Post New Thread   Closed Thread
LinkBack Thread Tools Search this Thread
Old 04-25-2005, 09:16 AM   #1
Senior Member
Join Date: Feb 2004
Location: Delaware
Posts: 139
froggy123 HB User
Survivors Benefits.

My sister-in-law is on disability due to terminal cancer, among other health issues. She recieves a check monthly as does her 3 year old (she has full custody of the child). She is currently pregnant and isn't expected to make it through the pregnancy, they're going to do a c-section at 7.5 months which is mid-May. My mom is going to get custody of both kids when she passes away. She told us that when she dies, the check to her kids will increase and they will recieve one until they are 18. Is this true and is there any way we can find out how much money they will recieve monthly? One website we looked at, it said $13K a year for survivors benefits, but we weren't sure if that's an overall thing or if it's more of a case by case thing. My sister-in-law is still married to my brother (he's currently in jail), will this affect the survivors benefits? The reason we're so concerned about hte money is that my parents are going through Chapter 13 bankruptcy due to my dad starting a business that didn't work out, so for the next 5 years, money will be very tight, especially since I'm going to college next year. Also, I always thought that life insurance should be left to the adults who are taking care of the kids (if they are minors). Is this true? As my sister-in-law has it, half of her policy will go to her 18 year old son, and half to her 3 year old (who will be able to get it when she's 18 which is scary because it will probably be spent on a new car or something like that). But nothing to the baby because it's not born yet. Shouldn't that money be used to take care of the 3 year old and the baby until they are older? My sister-in-law just inherited half of a house from her mom who recently passed away. So ideally, she could give that to her son, and leave the policy to my mom who wants to put a large chunk away anyways to go toward the kid's colleges so it will be fully paid for when they reach that stage of their life, and if they don't go to college, they can have the money at age 24 when they would have been done, that's what my mom would like since she will be 62 when the baby goes to college.

Does anyone know any good websites where it says that life insurance policies should be left for the people taking care of the kids and not for the kids when they turn 18?

Thanks for any comments!

To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.
Hi Everyone
To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.

Sponsors Lightbulb
Old 04-26-2005, 06:39 AM   #2
Senior Veteran
Join Date: Dec 2003
Posts: 10,120
feelbad HB Userfeelbad HB Userfeelbad HB Userfeelbad HB Userfeelbad HB Userfeelbad HB Userfeelbad HB Userfeelbad HB Userfeelbad HB Userfeelbad HB Userfeelbad HB User
Re: Survivors Benefits.

I really think your best bet here would be to discuss all of this with a lawyer or financial planner of some sort.You have sooo many variables and questions here that you would really need to consult some sort of an expert in all this.Doing things this way,you will know that everything is being taken care of in the best way possible.I am so sorry to hear about your sister in law.its all so sad.take care,Marcia
3-22-01,herniated C-6-7
11-20-01,placement of hardware for failed fusion
9-22-03,removal of cavernous hemangioma that was inside spinal cord. Neuro damage to L hand L leg and R leg.

Closed Thread

Similar Threads
Thread Thread Starter Board Replies Last Post
Testosterone Replacement Therapy for Prostate Cancer Survivors IADT3since2000 Cancer: Prostate 6 07-05-2012 10:26 AM
Benefits in the UK & Mental Health dvchris Disabilities 4 07-17-2011 05:09 PM
stories of survivors who made it past 5 years cancer free debbiebyh2o Cancer: Lung 8 06-29-2006 07:48 AM
Any stomach cancer survivors? tetrimble Cancer: Stomach 11 06-10-2005 06:40 AM
Any survivors of cardiac arrest? Trainor Heart Disorders 4 05-18-2005 12:52 PM
Books on adult survivors of childhood rape? brooklyn99 Mental Health 5 05-17-2004 03:30 PM
ECMO survivors missD Children's Health 10 01-28-2004 09:16 AM
Any survivors in Nevada crispin Cancer: Breast 1 01-18-2003 04:53 PM

Thread Tools Search this Thread
Search this Thread:

Advanced Search

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is Off
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off

Sign Up Today!

Ask our community of thousands of members your health questions, and learn from others experiences. Join the conversation!

I want my free account

All times are GMT -7. The time now is 04:23 PM.

Site owned and operated by HealthBoards.comô
© 1998-2018 HealthBoards.comô All rights reserved.
Do not copy or redistribute in any form!