It appears you have not yet Signed Up with our community. To Sign Up for free, please click here....

Fibromyalgia Message Board

Long Term Disability Insurance wants IME

Post New Thread   Closed Thread
LinkBack Thread Tools Search this Thread
Old 04-10-2007, 08:35 AM   #1
Join Date: May 2006
Location: Louisville, KY
Posts: 56
ddgryphon HB User
Long Term Disability Insurance wants IME

Well, I figured I'd have to do it, but now I have to go for an Independent Medical Exam. Any suggestions. I feel like this is a doctor who is basically paid to pronounce me a fraud for the Insurance Company. I figure I'll have to sue.

The worst part of it is that I'm almost well enough to return to some moderate work--of course, I'm new to this and I could probably fall back into an inability to work easily enough I suppose.

I've made great gains over the last 4 weeks and hope to be able to work by the time my doctor has said I could return to work.

Any suggestions? Any advice?

I'm pretty darn p!ssed about this development.


Sponsors Lightbulb
Old 04-11-2007, 01:45 AM   #2
Join Date: May 2006
Location: Louisville, KY
Posts: 56
ddgryphon HB User
Re: Long Term Disability Insurance wants IME

Thank you. I should get my Rhematologists records sent to them also.

Old 04-11-2007, 05:20 AM   #3
Senior Member
Join Date: Feb 2007
Location: New Jersey
Posts: 197
FANNtasy3 HB User
Re: Long Term Disability Insurance wants IME

Hi DD,
I am in the process right now of getting all my docs records to SS for my application. I gave them every doctor, every therapist, any and everything I could possibly think of that would prove my illness. Tell the IME doc how much your ability to even clean your home and care for your husband and family is about ready to break up your marriage. GO TO EXTREMES, that's all they understand. I had told the IME doc I had to see to be approved for my state pension/disability exactly that. Mine isn't far from the truth though. He asked me who cleans my house. I said, "I do. But if you saw my house you'd say nobody." I told him, "I don't have dust bunnies, I have dust buffalo."
As far as my husband being ready to leave me? The jury is still out on that one, unfortunately my husband has an attitude about my illness. He thinks I should just work out and get out of this funk, or at least have a salad and a dinner on the table every night. Most times for me, this is a no go. I hate the idea that I am only 1/10 the person I used to be and my responsibility of cooking and caring for my family has left them fending for themselves. But this is the kind of stuff you need to tell the IME doc. A report from a psychiatrist claiming you have depression is another good bit to add, if you have one.
Good luck, Feel Well, Felicia

Closed Thread

Similar Threads
Thread Thread Starter Board Replies Last Post
Long term disability approved by Metlife- Employer asking job accomodation Q-naire ? rkmgkm Disabilities 13 04-14-2010 07:36 AM
Has Anyone been terminated by Long-Term Disability Carrier? 02bpainfree Disabilities 3 05-28-2009 07:20 AM
Long Term Disability Benefits Denied Fused2006 Disabilities 8 04-10-2009 02:49 AM
Possible End to Long Term Disability Checks JusticeInCA Disabilities 16 03-23-2009 03:36 PM
Long Term Disability Insurance Mediation littlelady2852 Disabilities 3 01-12-2008 09:07 PM
Has anyone received long term disability for depression? mckesscl Depression 0 12-27-2007 01:07 PM
2-year Limit on Long-Term Disability? Avalon Disabilities 13 11-28-2006 07:21 AM
Process for long-term disability Avalon Disabilities 1 11-03-2006 08:53 PM
Long term disability littlelady2852 Disabilities 6 08-29-2005 08:00 AM
insurance co long Term disablity is a game - help! mdla Disabilities 3 12-27-2003 12:44 PM

Thread Tools Search this Thread
Search this Thread:

Advanced Search

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is Off
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off

Sign Up Today!

Ask our community of thousands of members your health questions, and learn from others experiences. Join the conversation!

I want my free account

All times are GMT -7. The time now is 10:35 AM.

Site owned and operated by™
© 1998-2018™ All rights reserved.
Do not copy or redistribute in any form!