It appears you have not yet Signed Up with our community. To Sign Up for free, please click here....



Health Insurance - SSDI Issues Message Board

My child got injured during an OT session. Insurance question


Post New Thread   Reply Reply
LinkBack Thread Tools Search this Thread
Old 08-22-2018, 04:43 PM   #1
FlatFootTeacher
Junior Member
(female)
 
Join Date: Dec 2016
Location: Colorado
Posts: 29
FlatFootTeacher HB User
My child got injured during an OT session. Insurance question

My 8 year old son is in occupational therapy. We just started a new clinic, and during his first full session he injured his foot. He was swinging on the trapeze and was supposed to kick down some bolsters that we a little ways away. He kicked one and ended up hurting his ankle. At first, we thought that it was just bruised, but when it was still hurting him a week later, we ended up taking him to urgent care. They found a bone chip and he is scheduled to see an ankle specialist next week. Iím not mad or anything. It was a fluke accident, but now this injury is going to cost us a lot out of pocket. We have insurance, but we will still have to pay for things, like the $50 copay for urgent care, the X-rays, the walking boot they put him in until he sees the specialist, another $50 for that appointment, and what if they want an MRI? Should the therapy center pay for all this and not our insurance? Iím wondering if it is kinda like workmanís comp. any thoughts?

 
Reply With Quote
Sponsors Lightbulb
   
Old 08-22-2018, 06:13 PM   #2
YaYagirl
Senior Veteran
(female)
 
Join Date: Jun 2010
Location: USA
Posts: 1,937
YaYagirl HB UserYaYagirl HB UserYaYagirl HB UserYaYagirl HB UserYaYagirl HB UserYaYagirl HB UserYaYagirl HB UserYaYagirl HB UserYaYagirl HB UserYaYagirl HB UserYaYagirl HB User
Re: My child got injured during an OT session. Insurance question

Dear FlatFootTeacher,

The child had an accident. As usual, parents pay.

I would get a second opinion from another doctor to make sure there really is a bone chip. It is cheaper than surgery, by far.

My daughter had a scan that seemed to show a bone chip and thought she was facing surgery; saw a specialist and it was discovered there was no bone chip at all. She did have really bad pain but worked it out by icing it and getting into physical therapy.

Why is your child in occupational therapy, if you don't mind saying. What is his condition? I kind of wonder if he is coordinated or strong enough to be on a trapeze. You might have a complaint against whoever ordered him onto a trapeze. As a child I had little coordination and so being on a trapeze would not have been appropriate. Other kids had upper body strength and could do it. But not all kids can.
__________________
~ YaYa ~

Last edited by YaYagirl; 08-22-2018 at 06:15 PM.

 
Reply With Quote
Reply Reply




Thread Tools Search this Thread
Search this Thread:

Advanced Search

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is Off
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off




Sign Up Today!

Ask our community of thousands of members your health questions, and learn from others experiences. Join the conversation!

I want my free account

All times are GMT -7. The time now is 10:35 PM.





© 2018 MH Sub I, LLC dba Internet Brands. All rights reserved.
Do not copy or redistribute in any form!