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  • My child got injured during an OT session. Insurance question

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    Old 08-22-2018, 03:43 PM   #1
    FlatFootTeacher
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    My child got injured during an OT session. Insurance question

    My 8 year old son is in occupational therapy. We just started a new clinic, and during his first full session he injured his foot. He was swinging on the trapeze and was supposed to kick down some bolsters that we a little ways away. He kicked one and ended up hurting his ankle. At first, we thought that it was just bruised, but when it was still hurting him a week later, we ended up taking him to urgent care. They found a bone chip and he is scheduled to see an ankle specialist next week. Iím not mad or anything. It was a fluke accident, but now this injury is going to cost us a lot out of pocket. We have insurance, but we will still have to pay for things, like the $50 copay for urgent care, the X-rays, the walking boot they put him in until he sees the specialist, another $50 for that appointment, and what if they want an MRI? Should the therapy center pay for all this and not our insurance? Iím wondering if it is kinda like workmanís comp. any thoughts?

     
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    Old 08-22-2018, 05:13 PM   #2
    yayagirl
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    Re: My child got injured during an OT session. Insurance question

    Dear FlatFootTeacher,

    The child had an accident. As usual, parents pay.

    I would get a second opinion from another doctor to make sure there really is a bone chip. It is cheaper than surgery, by far.

    My daughter had a scan that seemed to show a bone chip and thought she was facing surgery; saw a specialist and it was discovered there was no bone chip at all. She did have really bad pain but worked it out by icing it and getting into physical therapy.

    Why is your child in occupational therapy, if you don't mind saying. What is his condition? I kind of wonder if he is coordinated or strong enough to be on a trapeze. You might have a complaint against whoever ordered him onto a trapeze. As a child I had little coordination and so being on a trapeze would not have been appropriate. Other kids had upper body strength and could do it. But not all kids can.
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    Last edited by yayagirl; 08-22-2018 at 05:15 PM.

     
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