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Obamacare Due Date

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Old 12-20-2013, 02:43 PM   #1
Join Date: Dec 2013
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BrighterFuture1 HB User
Obamacare Due Date

I have applied for Obamacare and my insurance agent told me my papers have been submitted and my plan has been "approved". But she also said to make the plan effective, I will have to be able to receive the policy and bill from the insurance company (Blue Cross) and pay the bill by January 6th 2014. But she also said it is very confusing now and she cannot guarantee when I can receive the policy and the bill from Blue Cross. She said it is not under her control. She also said she has been communicating with Blue Cross and they cannot give her a definite reply either. She suggested that if I cannot receive the policy and the bill before the end of the year, I should extend my current policy for another month (January 2014) and make my new Obamacare policy start as of Feb 1 2014. She also said this is a wide-spread situation and almost everyone is facing this problem.

So is she what told me correct? Is this really a wide-spread problem? I am getting very worried about my policy because we have about 1 week left before the end of the year. And is it really a good idea to make the Obamacare policy start in February (are we actually allowed to do that?) like what my insurance agent has suggested?

Thank you for any advice and suggestion.

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Old 12-21-2013, 01:22 AM   #2
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Re: Obamacare Due Date

I would call The Market Place at Healthcare.Gov and make sure you have been approved and that you are waiting to be contacted by insurance company per an insurance agent. I didn't go through an insurance agent, I went directly through their website. The way I understand it, you have to sign up with the insurance company by around the 12-26-2013 to get an effective date of 01-01-2014. Since you haven't gotten anything yet, I would be a little worried so that's why I would call. That is unless you have anything in writing saying you were approved and that you are enrolled in a specific plan. I hope this helps. It took me awhile to get covered. I just received my ID cards today from Blue Cross. You have to make 1 month payment before they can process policy and send ID cards. Good luck!!!

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